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In order to request a PayPal debit card you must be a PayPal user for at least sixty days and must have a premier or business account. Learn more in Community Events. Choose where to post your question. If you use PayPal extensively to accept payments online, the PayPal debit card is a convenient means to spend the funds directly from your account. PayPal is a website that facilitates the transfer of money between you and someone else. The PayPal debit card carries no annual fee and there is no fee to request an addition card. You must also list PayPal as the only accepted online payment option on either your eBay auctions or your website.

Finally, your account must be verified by linking it to your bank account. You can also make debit purchases with a PIN.

You may request up to two debit cards per PayPal account. The PayPal debit card carries no annual fee and there is no fee to request an addition card. The card can be used anywhere MasterCard is accepted and works in the same fashion as a standard credit card with the exception that the funds are deducted directly from your PayPal account.

It is possible to overdraw your account, however, if the merchant does not request the full amount of your transaction to be immediately debited from your PayPal account. A few days later, this charge will be removed and the full charge will be posted. It's critical to track outstanding purchases in order to avoid overdrawing your account.

PayPal Preferred Program — Get 1. Any purchase in which the card is used as a credit card is eligible for cashback. While an eBay account is not required in order to sign up for PayPal and the debit card program, if you are an active seller on eBay with at least one listing every three weeks, you are eligible to receive 1. If your eBay sales drops below the minimum requirement, PayPal indicates they will notify you that your preferred status has been suspended until you list another auction.

Note that this does not suspend your debit card, but simply the ability to receive cashback. Just makes me irritated to be truthful.

Ask the Community Help the Community. Choose where to post your question. Send Request Business Help Community. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.

All forum topics Previous Topic Next Topic. I am curious if this question was answered. Thank you, Nicole PayPal Credit. What If your backup payment method is your Papal Credit? PayPal Credit cannot be set as a backup funding source. If I have a 0 balance and I use my PayPal debit card to make a purchase and PayPal credit is my preferred payment method will the payment be made from the available balance in my Paypay credit account.

Just a month ago, this used to work with 0 balance, but stopped working afterwards. Im not sure what's up. Privacy Legal Policy updates.

How can the answer be improved?Tell us how. Limits on linking: You can only link a debit card to one PayPal account. If you and your partner use cards with the same card number, which is common for credit cards, but less common for debit cards, only one of you can use that card with your PayPal account. With the PayPal Business Debit Mastercard, there’s no need to transfer money from your PayPal balance to a bank. Just immediate access to the money you need to restock, pay vendors, and purchase the hottest new item-before the competition.